Marco Island Condos For Sale
On Marco Island, there are a few options when it comes to condos. beachfront condos, waterfront condos, and inland condos. Beachfront condos provide easy from your condo right onto the beach. waterfront condos can be either water-direct, or water-indirect, which describes the type of access you will have to the Gulf of Mexico by boat. Water-direct gives you direct access without having to pass under any fixed bridges.
Inland condos are condos are not on the beach or the water, but still give you easy access to the water or beach and a slice of paradise to enjoy on beautiful Marco Island. Every condo for sale on the island allows you to be right in the thick of things, also offering excellent investment opportunities if you wish to use your condo for rental income.
Browse Marco Island condo listings below and let us know if any catch your eye!
All Condos Marco Island
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6 Tips on Condo Buying
Buying a condominium is a great low-maintenance way to get the best of both worlds; a beautiful home that you own and resort-style living at its best. But, we want to make sure that you get the right home for your needs and your budget. Not every condominium will work for every condo owner. It comes down to about six unique points to consider when buying a condo. Here are six tips to consider when purchasing a condo on Marco Island or surrounding Naples.
#1. Consider your lifestyle.
What type of lifestyle are you looking for in a condo? Do you like the resort-style living where you have a pool, hot tub, tennis courts, golf course, beachfront, low maintenance where you don't have to deal with repairing the outside of the home, the windows, cleaning, painting, or landscaping? How much of those amenities do you really want to pay for? The more amenities the higher the HOA fees.
#2. Do you need an FHA-approved condominium?
If you're buying a condominium with cash, you won't need to worry about any FHA approval, VA, or conventional loan. But if you are taking out a loan, it's important to know that not every condominium complex is FHA approved if you're going that route. The FHA or federal housing administration has a list of approved condominiums on their website. Conventional lenders may have similar requirements so it's important to seek out the assistance of an experienced mortgage lender or mortgage advisor that specifically knows what type of condominium buildings and complexes are approved for the type of lending that you need.
#3. Consider the property management company.
How does the HOA manage the complex? Do you approve of the management company? One of the best ways to find this out is to talk to existing condo owners. Are they satisfied with the way the complex or building is managed? Are there issues that come up with just about every condo owner? Are there any litigations currently in place between condo owners and the administration? Make sure you do your own research on the company and the management's reputation.
#4. Understand the association fees, regulations, and any special assessments.
Are you coming into the condo complex with a looming $20,000 assessment on your heels? If the Association does not have enough in reserve funds to cover large projects such as roof replacements, siding issues, painting, or major landscape renovations, those fees may get put onto the condo owners in the form of a special assessment. This can add hundreds if not thousands of dollars to your monthly HOA fees for a specific time. Make sure the reserve fund is healthy and that your HOA fees cover everything you want without getting stuck with an additional fee.
Also, talk about the rules and regulations. All buildings and associations will have their own covenants and restrictions. If there's something specific you want to ask about such as a satellite dish, pets, or noise ordinances, now is the time. Make sure you understand these regulations ahead of time so you know what you'll expect when you move in.
#5. How social do you want to be?
Living in a condominium complex or building means your social awareness is going to be prevalent. If you don't like people, this might not be the living situation for you. However, if you do, many associations will even organize social events and have a vibrant or active social calendar to help condo owners to know each other, mingle, and be active in their community.
#6. Understand renters.
Make sure that you understand how rentals and vacancies work within the condo complex and association. Some complexes or buildings only allow a certain percentage of units to be rented. The more renters, the more issues you could have in the future. If the complex allows for 100% rentals, you may be dealing with a constant stream of moving vans and tenants who may not have invested interest as you. This is definitely something to consider.
If condo living is for you, Marco Island is key. There are beautiful inland condos, beachfront and waterfront condominiums with all arrays of amenities and social activities. Start your online search here or simply contact my office at any time with your requirements and your price range. I can offer a customized list of properties that meet these criteria and schedule a showing at any time. Marco Island Real Estate